David Griffiths

Director of Client Services, VirtusaPolaris. David has been involved in the cards and payments industry for more than thirty years, almost exclusively at the design and delivery end, with a focus on business and systems processes, service usability and the User Experience. He began his career in the local branch of a small bank, and has since been involved in the consolidation of the UK ATM network and the development of the convenience ATM market, the UK Chip and PIN rollout and the development of contactless payment card acceptance for Transport for London. He was first involved with the development of mobile wallets in 1998 and since then has supported many consumer focussed mobile payment propositions. His experience covers issuing, acquiring, transaction switching and payment processing, and he has worked with ATM operators and transaction switches, banks, mobile telcos, some major retailers and a major UK hospitality provider. He is currently developing mobile wallet frameworks and roadmaps in the light of Open Banking (PSD2) and ever more demanding consumer desires.


Posts by David Griffiths

Mobile wallets can end the ‘fragmentation’ of modern financial services

As Christmas approaches, online shoppers will once again be doing what online shoppers do best, though increasingly they will be doing it via their smartphones, which can be fiddly. Merchants that have accepted the overheads of PCI-DSS and the ever-increasing risk of hacking have been able to provide a low friction payment process by storing 

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